GTBank GAPS : How To Login, Transfer Money and Check Account Balance

If you want to open a gtbank corporate account, you will have to know how to use the GTBank GAPS payment platform.

GTBank Automated Payment System (GAPS) is simply Guaranty Trust Bank platform for corporate Internet Banking. It is a web-based service which facilitates the processing of vendor (and other) payments in batches, using either a dial-up connection to the bank or a secured (https) connection over the Internet. It gives users online real-time access to their account on 24/7 basis.

To get started with GTBank corporate Internet Banking, you will have to fill the GTBank GAPS application form. Once approved and your account is set up, you can start signing in to the platform to carry out your corporate banking transactions. You will be issued a token device, an access code, username and password which will be required for you to sign in to your GAPS account.

How To Login To GTBank GAPS Payment Platform

==> Go to GTBank Internet banking login page
==> Click on the GAPS tab beside the "Internet Banking" tab
==> Click on "Login" > "Continue"

GTBank GAPS login page

==> Enter your access code, username and password.

==> If the details entered are correct, you will be redirected to a page where you will be promoted to enter your token code. Press the white button on your GTBank token device and enter the displayed digits in the space provided on the web page.

==> Click "Continue"

==> You will see your name, available balance etc if you're successfully signed in.

How To Transfer Money on GTBank GAPS Dashboard

You can transfer money from your GTBank GAPS to another gtbank account or to other bank accounts.

To Transfer from GTBank GAPS to GTBank account,

==> Click "Single Transactions" > "Initiate GTB Transfer"

gtbank gaps initiate payment

==> Click "Add New Beneficiary" if the receiver is not yet added to the list of your beneficiaries.
==> Select account to debit and select the beneficiary you want to transfer money to.
==> Select account to debit, enter amount you want to transfer and click "Add to Batch"
==> Press the white button on your token device and type the transaction code generated in the space provided
==> Click "Approve Batch"

That's all

The money will be transferred to the gtbank account as required and your account will be debited appropriately.

To transfer from GTBank GAPS to other non-gtbank accounts,

==> Log in to your GTBank GAPS dashboard
==> Click "Single Transactions" > "Initiate Instant Payment", then follow the steps above.

How To Check GTBank GAPS Account Balance

==> Sign in to your GTbank GAPS dashboard
==> Click "Account Information" > "Balance Enquiry"

Thereafter, you can click on your account number to see details for the account.

That's all.

I hope this helps.


  1. Sir, is there anyway i can concert my Airtime to Credit? Instead of money to airtime.
    I blog @ MyWapTutors

  2. Nice post, but I'm not really using my gtbank app though, I prefer my diamond. I blog at Tech and school news Blog in Nigeria

  3. thanks for this information, i just tried it and it works

  4. pls emphasis on transferring from gtb to different account

  5. how do I get my access code and is it the same password I use ?


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