Access Bank Reduces International Spend Limit To $200 Per Month

2017 Update : Access bank international spending limit has been reviewed. Click here for more details. 

The battle for defence of the Naira value has widened, affecting existing monthly international spend limits on all existing Naira debit cards (ATM cards). While some banks have suspended the use of their cards for online foreign transactions, Access Bank has instead, reduced the monthly international spend limit to $200.

The update was sent to my email and users have been encouraged to apply for any of the dollar denominated debit, prepaid or credit cards to facilitate international transaction needs.

Instead of setting international withdrawal limit for Access Bank Naira debit cards, the bank no longer allows the use of the card for withdrawal outside Nigeria.

access bank visa card international spend limit

Below is the summary of the new spend limits on Access bank Naira debit cards:

International POS Transaction - $200 per month
International Online Transaction - $200 per month
International ATM Withdrawal - Not Allowed

This is still better that the GTBank Naira Mastercard International spend limit which is currently pegged at $100 per month.

What's your take on this?


  1. Great info! I hope this change wouldn't destroy things for Naija

  2. I hope this change will come with better change

  3. Are you sure they have not reduced theirs to $100 per month too? Pls help us find out. If it is till $200 per month I definitely have to open an account with them.

    1. I contacted Access Bank customer care and they stated that the limit is now $100 per month and it only works with their VISA Card. Their MasterCard is blocked for international transactions.

  4. Yes. limit is $100. I Also confirmed


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