If you receive International checks from Google Adsense program, Affiliate programs etc, you can cash the International checks in Nigeria provided you are matured enough to operate a bank account.
A friend of mine, Ikenna Odinaka of AfterSchoolAfrica, who is also a member of BloggersLab, has already shared his experience with GTB bank and I will like you to read the post on his blog. In his post, he talked about the entire process to cash your checks/cheques; the procedures, the fees involved and the time requirements.
1. You will need to open an Euro or Dollar domiciliary bank account preferably with GTB Bank. You will need to deposit your check in the dorm account for it to be verified and cleared.
2. It is easier to open a dorm account with GTB when you already operate a Savings/ Current account with the bank. You do not need to take any money to the bank before the dorm account can be opened for you.
3. GTB Bank will give you a dorm account opening form and 2 Reference forms which 2 different references will have to fill on your behalf.
4. Your references are two people who own an active current account either in Naira, Dollar or any currency who will recommend you to the bank as someone they can trust to maintain a current account (your Dom. Account is a current account).
5. Once you submit your dorm account opening form, together with the 2 references forms, the info provided will be verified by GTB bank and if all goes well, your dorm account will be opened for you.
6. Once your domiciliary account is opened (Reference or no Reference) you can have your Google/affiliate check credited to your account after clearance but without verified references you can not withdraw/ cash your money. That’s about how important it is.
I hope this info helps. Feel free to check out Ikenna’s post at: http://www.afterschoolafrica.com/2010/12/how-to-cash-your-google-international.html
Below is a snapshot of one of my Google Adsense checks:
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