How To Activate Verve Cards For Online Transactions at Nigeria ATMs

If one of the Nigerian banks that issue Verve cards issued one to you, you can use the card to pay for online transactions only if you have registered it for the Interswitch safetoken service. This is a system that generates a 6-8 digit One-Time-Password (OTP) whenever a transaction is initiated via the Interswitch Web Payment Platform.

Registering for the Safetoken enables you carry out transactions on any web merchant site that has integrated the Interswitch Payment gateway using a One Time Password (OTP) as a second level authentication process in addition to your Card Number, PIN and CVV2 code.

Verve logo

For you to be able generate OTP for your Verve card whenever you are carrying out a transaction with it, you will first have to register it for the safetoken service.

You can do that at a nearest ATM by following the steps below:

==> At the ATM, insert your Verve card
==> Input your 4-digit PIN and press Enter
==> Select your bank account type eg Savings or Current
==> Select the ‘Quickteller’ option from the ATM menu screen
==> Select ‘Pay Bills’ from the Quickteller menu list on the ATM screen
==> Select ‘Others’ for the bill payment menu option list
==> Enter ‘322222” as the Biller Code
==> Enter your Phone Number as the Customer Reference Number and select ‘Proceed’
==> You will get a display “Do you want to make this payment?” Amount Due:N1. (DO NOT edit the amount to be paid)
==> Click on “Pay amount due

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You will then get a confirmation page indicating the registration was successful.

That’s all.

Thereafter, if you want to pay online with your verve card and you get to a stage where you are prompted to enter an OTP, you will get the OTP via SMS which you will use to complete your online transaction.

If you add the verve card to the Quickteller mobile application, you will also be able to generate an OTP from the application.

You can read ways you can generate OTP for your transactions here.

I hope this helps.

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Written by Jide Ogunsanya

Pro Nigerian Blogger, Digital Marketer and Web designer. I help business owners to grow their businesses online. You can join my Facebook Group here.


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    • No. Get a token device from GTB for the GTB Naira Mastercard. You will be using the device to generate security codes which you will be using to authorize your online payments.

  1. That's cool. But am afraid of scammers who will embed fake interSwitch payment gateway to their site and thus siphon ones life earning. Na dat kain fear dey catch me to attach my card to online payment gateways.

    • What about internaltional online web merhants that allows only mastercard and visa.can quikteller still be used if no then how can one use quikteller

  2. Comment* do u mean dat online payment with first bank valve card (naira without conversion) is possible wold-wide & straight forward?

  3. have registered my verve card through the ATM but if am to use it, the reply it gave me is it unable to process cvv2

  4. OK so we can’t use verve card to make online transaction except we do it through ATM machine I tried several time to to make online through my verve but unable do to it

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