How To Use GTB Naira Mastercard To Verify Paypal Account in Nigeria

It’s no longer news – Paypal now accepts Nigerians without having to change IP. Although, Paypal doesn’t yet allow peer-to-peer transactions for Nigerian users, at least for now, you can pay for products and services on sites that accept Paypal.

I’ve opened a Paypal account and verified it by linking it with my GTB Naira Mastercard (the GTB ATM card). I’ve decided to share the steps with you in this post.

How To Verify Paypal Nigeria Account With GTB Naira MasterCard

==> Go to and click on “Sign Up

==> Click “Open an Account” for Individual account type

==> Fill in your details including a valid email address you’ve never used on

==> Click the “Agree and Create Account” button

==> You might see a security challenge, type the characters you see in the image and click “Continue”.

==> You will then be prompted to enter your card details. Enter the card number, the expiry date and the 3 digits at the back of the card in the spaces provided. Ensure the billing address matches the address you used to open your bank account. The same address is associated with your card.

==> Click “Continue” to proceed to your account.

==> Sign in to your email account and click on the verification link in the mail sent to you by Paypal. This might prompt you to enter your password for you to sign in to your Paypal account.

==> Once signed in, click the ‘Get Verified” link or the “Link and confirm credit or debit card” link

==> You will be redirected to a new page to confirm your card for verification. The card type, the last four digits of the card to confirm and the billing address will be displayed. Click on “Continue” to proceed.

See also :   What Is Paypal ? Can I Use Paypal In Nigeria?

==> After clicking “Continue”, Paypal will charge the card $1.95 (about N320) to make sure it’s yours. Paypal will refund the money within 24 hours after you confirm your card.

==> Wait for the card statement (debit alert from your bank via sms or email) and you will see a 4-digit code associated with the Paypal charge.  Your SMS alert should include a line similar to:

The Naira equivalent of USD1.95 has been authorized for the transaction done on PP*0123CODE 0123456789FF

==> Once you have the 4-digit Paypal code (highlighted in yellow), log back in to your PayPal account and click “Confirm my debit or credit card“.

==> Enter the 4-digit code from your card statement in the space provided and click “Confirm Card” button.

Enter Paypal code

If successful, you will see the confirmation message.

And your Paypal account status should now be verified as seen in the screenshot below:

Verified Paypal account

That’s all.

You can now start using your Paypal account to make payments on sites that accept Paypal. No need worrying yourself about funding the Paypal account for now. When you use it to make payments, the credit or debit card linked to the Paypal account will be charged.

Have you been able to verify your Paypal account? Which bank card did you use? Please, let me hear from you via comments.

Please, tweet+1 and share this with friends.


Recommended: Fund PayPal Account in Nigeria With Access Bank Visa Card

Please Share :

Written by Jide Ogunsanya

Pro Nigerian Blogger, Digital Marketer and Web designer. I help business owners to grow their businesses online. You can join my Facebook Group here.


Leave a Reply
    • Only master Card works for Nigerians. And if you want to get one, I suggest you use GTB. I've been enjoying them since the very first day I started using them even my DOM account I used for my adsese was opened for free. Try GTB! *smiles* Well done Jide Geekie!!

  1. Am havin little problem wit the verification, do I need to activate the card for online bankin first bcus its keep on tellin me dat my bank dnt allow d verify.. Am confuse

  2. Nice one Jide. Thanks.
    Still waiting for my bank (gtb) to debit the $1.95 so I can get the code. Apart from that it's a really straightforward process.

  3. jide thanks and God bless you i believe this tutorial will help nigeria to understand alot to open paypal easy and verify i will give it try and open my paypal account soon and verify with my Gtb mastercard thanks .

  4. Can I verify my Paypal account with GTB Dollar Master Card? What did you put as your Postal Code when registering?

  5. This was the message i received from paypal.The bank that issued your card didn't approve this transaction. Please contact the card issuer.s customer service department if you have any questions. Or you can add a different card now to continue. jide what will i do; thanks.


  7. I have received an alert from my bank (GTB) for $1.95 charged on my card with the 4-digit code. When I login back to confirm the card, it says "We're sorry, but we're waiting for another member to finish linking this credit card to a PayPal account. Please try again in 5-7 days."

  8. just registered sire,waiting to be verified,never used a paypal before but i think this real cool…no more account suspension from foreign

  9. so if just for only payment ? paypal don't still believe in Nigerians o. so this is an avenue for us to spend our money but not an avenue to earn. no need

  10. : Is it possible to verify my Fidelity bank visa card via PayPal?

    Cos I tried to.. But d four pin is what I can't find

    DESC: VISA PUR @ 00000001-PP*41
    DT: 20-06-14 13:44
    AMT: N320DR
    BL: N5,134.53CR
    CALL 01-4485252 FOR ENQUIRIES

  11. when I try to link my naira mastercard with paypal it will be writing ''the bank that issue this card did not approve this transaction…''I have contacted the bank but they seem not to know what's the issue.pls can you help me,maybe i'm missing something.(all my info are correctly supplied)

  12. Tanx Jide for ur writeup, well I also used a GTB mastercard to activate mine and after d transaction, hours later a debit alert was sent and d bal I had was like 300 naira short, I want to know if there were any bank charges taken from you when you did yours. Hoping for a reply soon

  13. Please I opened my Paypal account today but unable to verify the account. I entered my GTB card details to get it verified but was denied. I was asked to contact my card issuer (i.e my bank). Please I want to ask if the hackers won't have access to my bank details by supplying my card information online. I am always afraid of this yet I want to be an online guru like you. My email is

  14. Nice piece and thanks for sharing. I just opened my PayPal account now, but seems there's an update or changes compared to your tutorial above, because i was asked to enter my card details immediately I was registering and when I finished, I didn't get any verification email in my inbox, but when I logged into my PayPal account, I saw "Account Type: Premier | Status: Verified…"

  15. I have been debitted for the naira equivalent of $1.95 but there is no 4digit code but only shown as a POS transaction on my statement of account since about 2months ago,therefore I cant verify as to be able to do transactions for which I decided to open the Paypal account.Is the Card Statement where I am to get the 4digit code different from my account statement?If yes,how do I get the card statement,If no when will I get the 4digit code,very frustrating indeed. Kindly assist

  16. Hi Jide, I tried sending money with my Paypal account linked to my Access Bank Debit Master Card but they keep telling that I can't send money using the card and that I should try again using another card. Please, what could be the problem? Are Nigerians not allowed to use paypal anymore?

  17. Hi i kept on getting this message when i try to link my gt bank card to PayPal”check your account detail and try later”. What next should I do?

  18. Hi i kept on getting this message when i try to link my gt bank card to PayPal” this card is not accepted. please use a different card

  19. I’m getting the same response of gtb card not accepted.
    Also, the is not even displaying or it stays blank after loading.

  20. Hi! I linked my GTBANK master card with my PayPal account while $1.95 was deducted twice without sending me the code for like two weeks now, why? Any help concerning this will be truly appreciated.

Leave a Reply

We're glad you have chosen to leave a comment. Please keep in mind that comments are moderated according to our comment policy. Your email address is required but will not be published. No keyword stuffing in the name field and commenting from blah blah blah makes no sense. Thank You.

  • Millionaire Reveals How You Can Make Millions Doing What You LoveRead More
  • Free Ebook Explains How To Design WebsiteDownload Now
  • We can help you ship items from Amazon USA to NigeriaMore Info
  • Do you want to ask some questions?Click To Ask

PayPal Account Sign Up With Nigeria IP Now Possible!

Google Domains: New Domain Registration Service by Google