How To Get Payoneer Card in Nigeria Free of Charge

You can get Payoneer Mastercard in Nigeria without having to pay a kobo for it. Founded in 2005 and based in New York, Payoneer empowers you, to grow your businesses by enabling you to pay and get paid as easily globally as you do locally.

You can use a Payoneer card to purchase online and in stores, or withdraw cash at ATMs worldwide.

The valuable “US Payment ” service offered by Payoneer allows you to receive payments in USD from American companies – as if you have a US bank account!  So, imagine running a USA bank account in Nigeria.

You can as well use it to receive payments in EUR from European companies – as if you have a European bank account!

payoneer card example

Getting a free Payoneer MasterCard Debit Card In Nigeria is quite easy.

You sign up for a Payoneer account and once it is approved, your Payoneer Prepaid Debit Mastercard will be shipped to your doorstep.

I applied for mine last year November (06/11/15) and it was delivered to my house here in Benue, Nigeria yesterday (10/02/16) even though I received a mail from them that it will be delivered between 24 Nov 2015 and 01 Dec 2015 .

So, it took three months for the Payoneer card to get to my Nigeria address from USA. Maybe because I used a Benue address and not Lagos address though…

How To Apply For Payoneer Mastercard in Nigeria

Go to and sign up for a free account.

Fill in your name, address etc as it is in the ID card you want to use for verification.

Set password, Secret Question and Answer and select your ID type e.g drivers license and provide the details of the ID as required.

Enter alternate shipping address if different from the address you provided earlier. This is the address your debit card will be shipped to in Nigeria.

When you are done, click ORDER button.

payoneer mastercard in nigeria application process

Then, you wait for approval.

Once approved, you will receive notification via email with info of when to expect the card to be delivered to you.

Thereafter, the card will be shipped to the shipping address you provided during the application process. Delivery of the Payoneer Mastercard to your Nigerian address might take few weeks or months. You might receive it on time if you use a Lagos address as the shipping address though….

Once you receive the card, you will have to sign in to the Payoneer website to activate your Payoneer Mastercard.

Once activated, you can start using it to receive funds online or for online payments.

You can fund Payoneer card in Nigeria by telling another user to transfer funds to the card. You can as well load it with funds using other cards. Besides that, you can link it with your PayPal account or link it to Payoneer partner sites that pay affiliates directly into US bank accounts eg

The Payoneer Prepaid MasterCard® card is issued by Choice Bank Limited, Wirecard Card Solutions Ltd (“WDCS”).

Do you own a Payoneer Mastercard? How long did it take for you to receive yours?


How To Receive Payoneer Card In Nigeria via DHL
How To Fund Payoneer Account In Nigeria.
How To Withdraw From Payoneer Account To Bank Account


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    • Okay mr yusuf know that once your payoneer accounts says your card has been delivered kindly exercise patience for 7 days before it will get to your destination maybe you are not in lagos state i guess but if you are in lagos state then wait besides when i payoneer delivered mine i was not around but they called the phone number i provided through registration so wait don't be scared

  1. I applied last year November with my home address and have since received a mail that the card has been shipped, but am yet to get it. I went to the post office but was told that there isn't anything like that side there was no tracking number. What do I do next?

    • As of before it is free that is when it was newly introduced to nigeria but as for now it has been placed on payment once you want to get your payoneer card you will have to pay to collect it due to dollar rate in nigeria Thanks

  2. gud evening guys, i registered for payoneer acount and got my card in 2 weeks bt i will like to fund my account pls, how do i go abt it and can i fund it using my GTB master card. Pls reply fast

  3. I got my payoneer master after three weeks. After successfully applying and collecting the master card for 4 people, i noticed you get a better chance of getting your card if you use Yoruba states.

  4. Sorry i've been trying to sign-up with and after filling the form, when i get to the point of me filling type of identity i choose national ID and fill the necessary question but clicking on ORDER, it refuse to load and that's where am having problem. Please can any one help me out?

  5. plzz sir I am trying to register for payoneer account I choosed passport hoping to use my voters card but dey are asking me for expirering date but I can't find expiring date on my voters card sir wat will i do sir?

    • That is not true! It should be FREE!!! However, you won't expect him to bring it to your house for FREE anyway – that's home delivery, he will charge you for that.

      If you don't want to pay; go their office and pick up your card!

    • Hello there.

      Am Uche Francis from

      The answer to your question regarding being able to pay for items online from international companies/websites with your payoneer card is YES. You can pay for any goods online using your payoneer card as long as the website allows payments from prepaid cards and that their denomination (dollar, pounds, euro) matches the one on your payoneer card.

      As for funding of payoneer accounts, you can get your account funded through payoneer exchangers. I do exchange for people from my blog here. But i however, only buy but dont sell. Apart from exchangers, you can also get your account funded by friends/individuals with payoneer funds that are willing to send to your account in exchange for naira.

  6. Boss. I just register for payoneer with your link. You done try for my online sojourn life. I started with your free blogger ebook before my eyes begin open. Still learning though.

  7. Please can i transfer fund from my Payoneer to my GTB domiciliary account? I heard the exchange rate used for withdrawal is very low(less than #200/$) and will therefore need to collect my money in dollars.
    If that's not possible, what will you suggest?

    • It would be nice for someone to reply this?

      I have a gtb domiciliary account. can i transfer from payoneer to my domiciliary account withdraw in dollar?

  8. Hi Mr Jide, i have registered for the payoneer account and i have been approved and also have requested for my own card since last year but i havent received the card and on my account, it tells that i have received and should activate my card, how do i go about it because i have no option request for another one. Please help….

  9. I apply for payoneer and they approve my account within a day but i didnt see option to request for card or are they going to send the card to me even without requesting for it?

  10. Thanks for the post. I signed up for payoneer today and got approved but I'm not sure I ordered for the card. Pls How do I go about it?

  11. My payoneer account has been approved but the procedure is quite different from what i'm seeing here. Maybe it has been updated because I was asked to link my local bank account to it. There is no provision for the request of master card.

    My question now is, if they no longer issue payoneer master card? Someone help please.

  12. hello Jide,
    thanks for this, I have been trying to get a pounds card to no avail. I even tried signing up new so as to select pound but the only currency there is Euro and Dollar. How do i go about this please

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