Below is a screenshot of what GTBank charged me in Naira for a $16 payment made with my GTBank Naira Mastercard.
So, from the screenshot, you can see that the gtbank dollar to Naira exchange rate is N299 per dollar. ( i.e 4784.02/16 = 299)
How much is the dollar to Naira rate your bank charged you the last time you made a payment online?
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