GTBank Virtual MasterCard : How To Create and Fund It

In this post, I want to share with you, how to create and fund GTBank Virtual MasterCard.

The virtual card was launched by GTBank Nigeria recently, as an added comfort for security conscious online shoppers who prefer not to use their regular debit/credit cards when making local and international payments on the internet.

It also serves as a fall back option for customers who have forgotten or lost their card, but need to perform urgent online purchases.

If you've been profiled for GTBank internet banking, you can easily generate your GTB virtual MasterCard from the online banking portal. After creating it, you will be able to see all the details of the card (number, cvv, expiry date, account number) and you will be able to transfer money to the card from other accounts listed on your internet banking dashboard.

How To Create GTBank Virtual MasterCard

==> Go to
==> Click on "Login" and sign in with your internet banking user id and password
==> Click on "Cards" on the left sidebar
==> Click on "Virtual Card Request'
==> Click on "New Request" and follow through the steps.

gtbank virtual debit card mastercard

Once it's successfully created, the details will be listed on the same page. You will be required to enter your token code to view the full details of the card.

How To Transfer Money To GTBank Virtual MasterCard Via Internet Banking

You must fund your GTB Virtual Master Card before you can use it to make online payments.

You can easily do this by making use of the "Own Account Transfer" module via "Account Transfer" but before you can do this, ensure that the virtual card's account number has been listed on your Internet banking dashboard, else you won't be able to fund it.

So, if the GTB virtual debit card's account number is not showing immediately you create it, just chill till it appears. You might have to wait till the next working day though.

NB : Creating the GTBank virtual debit card is not free. Certain amount will be deducted from one of your GTB bank accounts. More so, you can convert the virtual card to a physical card.

Are you using the GTB Virtual card? Feel free to share your experience.

Recommended : How To Register for GTBank Internet Banking


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Kaesy Nwosu said…
Can I use this card to pay for services online immediately after creating it?
hotbiz said…
Yes after you have funded it
Aigbedo Iyamu said…
thanks, please can i use these card for online international payment?
Lolu said…
Does the GTB Virtual MasterCard have a dollar limit just like the Naira debit card for making online purchases in dollars?
Adegbite Segun said…
I got debited twice for it and I Still didn't get any card details
Is there a way to view the card details or it take a while before the details gets sent to you?
Jide Ogunsanya said…
You can view details via internet banking dashboard
Jide Ogunsanya said…
It will have international spend limit too, not confirmed though...
Jide Ogunsanya said…
Thanks so much for your appreciation. God bless you.
editor said…
Thanks for the insightful information. Can it be used to make international payment, if yes is the funding done in naira and what is the exchange rate/spending limit in dollars?
Jide Ogunsanya said…
Yes, funding is done in naira and can be used for international payment but limit applies too. It works just like the normal gtb naira mastercard.
Anonymous said…
Thanks for the info sir, but is it possible to have more than one virtual card on the same account?