PayU Nigeria Lets You Pay For Facebook Ads In Naira With GTBank MasterCard and Other Nigerian Debit Cards

PayU Nigeria payment gateway has been integrated with Facebook ads billing system, thereby making it easy for Nigerians to pay for Facebook ads in Naira.

You no longer have to worry about getting dollar cards to pay for Facebook ads In Nigeria nor do you have to worry about monthly international spend limit which Nigerian banks have imposed on their cards.

If you’ve set “Naira” as your currency in your Facebook ad account and you’ve not been able to pay for your Facebook adverts with cards like GTBank Mastercard, you can now do so by making use of “Naira card payment with PayU”.


pay for facebook ad in nigeria with payu payment method

You can even use a card that has previously been flagged by Facebook to add funds to your Facebook Naira ad account via PayU. Cool…huh? Yeah, it makes sense die… ☻

PayU simply accepts payment on behalf of Facebook and funds your Naira Facebook ad account. Facebook deducts payment for all your Facebook adverts from the prepaid balance and you can add more money at any time. i.e if you pay N5,000 through PayU, N5,000 will be displayed as the balance of your Facebook ad account prepaid balance and it is from the N5,000 that Facebook will deduct payment for your Facebook adverts – and you can add more money to the balance anytime.

Your ad campaigns will be charged in Naira and you can even set a daily budget as low as N500. So, if you’ve been paying like $0.01 per post engagement before now, Facebook might charge you as low as N3 per post engagement. So, you no longer have to assume you will be charged N315 per click or N490 per click.

PayU accepts both MasterCard and VISA debit cards and if you want to use GTBank Mastercard to fund your Facebook ad account via PayU, you will be required to enter your one time OTP to complete the transaction.

enter otp for gtbank mastercard facebook ads payment method

I’ve tried it and it’s working fine for me although I initially had to wait for some days before my fund could reflect in my Facebook ads account prepaid balance.  The PayU Nigeria customer care sorted it out for me.

Try it and let me know if it works for you too.

Below is a screenshot from my Facebook account’s billing page section :


facebook ads account prepaid balance

NB: You might have to create new Naira Facebook ad account via a personal Facebook account for you to be able to pay for Facebook ads with PayU.

You might not see the option to pay via PayU if you create new Facebook ad account via Facebook Business Manager and if you change your existing Facebook ad account from USD to Naira.

Recommended :

> PayU Naira Card Payment for Fb Ads : Step by Step Guide
> How To Change Currency In Facebook Ads Account
> How To Pay For Facebook Ads In Nigeria With Payoneer Card

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See also :   Video : How To Target ONLY Blackberry Users With Facebook Ads

Written by Jide Ogunsanya

Pro Nigerian Blogger, Digital Marketer and Web designer. I help business owners to grow their businesses online. You can join my Facebook Group here.


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  1. Please I want to know:
    How many days did it take to reflect on your Facebook balance? With this payment option can one set the Facebook ad at higher budget and pay gradually by recharging the prepaid balance, that is before the prepaid balance is exhausted?

  2. wow!!! This is a bomb, my Company runs ad of $2000 per month and since CBN Law influenced the restriction, we have been greatly affected, but with this now, we can resume our work and continue our Monthly Budget swiftly…. I am glad you published this bro!!!

    PayU rocks!

  3. Just yesterday i saw this option when i wanted to start an aid campaign. Never really understand the whole process. You post just made it better and easier for me.#

    Thanks Mr Jide for such a great post on PayU.

    blogger at

    • The payU accepts payments in naira.
      So it's affecting it.

      Create a new ad. Select Nigerian Naira as your currency.

      When you reach checkout, you'll see the PayU option.
      If the problem still persists, open a new fb acct. Make that account an admin to the page you own.

      Then use that account and create ads too.


    • Are you sure you are using personal fb ad account and not business manager? I didn't see payu option in business manager payment methods when I published this post. I only saw it it as a payment option in my personal ad account.

  4. hi ,I have tried everything triable with setting up the payu facebook ads. I have gone as far as changing the currency to naira.The billing page also displays in naira. My bids are set to naira. But at the end of the day, when I want to check out, I still end up landing at the default payment without the option of payu displaying. What might be responsible?

  5. Bro, the payu website is so confusing, it gets to a level & they start asking if I'm a merchant or a customer… Plz be kind enough to give me the step by step guide on how to create and fund a Payu account. ..thanks

  6. Thanks oga jide for this great info. I have been trying for long to pay up the incured dept on my Facebook ad account and to initiate new ads but to no avail. Thanks for this I will certainly try it out.

  7. Please have tried signing up for payU account but am being ask for an RSA ID NUMBER, please what is that and how can i get it?

    • Pls read my post carefully. I didn't mention signing up for payu account. You only have to select the payu payment option and use your card to complete the funding.

  8. I successfully added a PayU in my payment method. My problem is that after creating an advert, on placing order, I will receive the message 'not delivering' what could be the problem?

  9. Mr Jide I have tried it but it's not working.. I wish I can anyone to help me add fund if he has any special means, I will pay the person the money in cash.. I have tried several times but no positive result..

  10. Please what do i do now cos i tried it and immediately i got a message that it was unsuccessful and my account is blocked. Pls i need to help on this

  11. i recently discovered that my facebook ad is set in Nigeria naira but country US and i am billed in US Dollars. I currently owe facebook. What should i do to make it pay in naira without any problem.

  12. Goodmorning it worked just tried it now with my uba mastercard how do I top up money if I want to run the Ad for a long period

  13. Hello, I just read this now and want to upgrade on my page but the problem is, instead of PayU it's PayPal that's I can select, what do I do about this please???

  14. Please I need help too, I have due bills of 5,000 to pay since I changed my currency to naira I can't , please how do I add another account? Does that means I have to forget about my business page and open another? Someone ease help me, my business has been stagnant for over a week now. Thank you

    • You can Try it, it should work. I tried firstbank it did not work and then i used GTb and it is fine. Though i have been having issues with paying online with my FBN card lately otherwise any Nigerian card should work as long as it is Master or Visa card.

  15. I have been having issues to run ad, after boosting recently.. thou it boost, but doesnt generate likes, with payu will it work? waiting for ur response

  16. Good day, I funded my Facebook advert via pay u, after some hours the advert was flagged, what can I do to get the balance of the money back from payu?

  17. hi, i recently tried this method through creating a new Facebook account, even though it gave other options , it never brought up a pay u option. it showed the payment options available for Nigeria and indicated it as Naira payment with Mastercard/Visa (no payU). does this mean that Facebook is now accepting Naira cards without any by pass?

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