How To Use GTB Naira Mastercard To Verify Paypal Account in Nigeria

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It’s no longer news – Paypal now accepts Nigerians without having to change IP. Although, Paypal doesn’t yet allow peer-to-peer transactions for Nigerian users, at least for now, you can pay for products and services on sites that accept Paypal.

I’ve opened a Paypal account and verified it by linking it with my GTB Naira Mastercard (the GTB ATM card). I’ve decided to share the steps with you in this post.

How To Verify Paypal Nigeria Account With GTB Naira MasterCard

==> Go to https://www.paypal.com/ng/ and click on “Sign Up

==> Click “Open an Account” for Individual account type

==> Fill in your details including a valid email address you’ve never used on Paypal.com.

==> Click the “Agree and Create Account” button

==> You might see a security challenge, type the characters you see in the image and click “Continue”.

==> You will then be prompted to enter your card details. Enter the card number, the expiry date and the 3 digits at the back of the card in the spaces provided. Ensure the billing address matches the address you used to open your bank account. The same address is associated with your card.

==> Click “Continue” to proceed to your account.

==> Sign in to your email account and click on the verification link in the mail sent to you by Paypal. This might prompt you to enter your password for you to sign in to your Paypal account.

==> Once signed in, click the ‘Get Verified” link or the “Link and confirm credit or debit card” link

==> You will be redirected to a new page to confirm your card for verification. The card type, the last four digits of the card to confirm and the billing address will be displayed. Click on “Continue” to proceed.

==> After clicking “Continue”, Paypal will charge the card $1.95 (about N320) to make sure it’s yours. Paypal will refund the money within 24 hours after you confirm your card.

==> Wait for the card statement (debit alert from your bank via sms or email) and you will see a 4-digit code associated with the Paypal charge.  Your SMS alert should include a line similar to:

The Naira equivalent of USD1.95 has been authorized for the transaction done on PP*0123CODE 0123456789FF

==> Once you have the 4-digit Paypal code (highlighted in yellow), log back in to your PayPal account and click “Confirm my debit or credit card“.

==> Enter the 4-digit code from your card statement in the space provided and click “Confirm Card” button.

Enter Paypal code

If successful, you will see the confirmation message.

And your Paypal account status should now be verified as seen in the screenshot below:

Verified Paypal account

That’s all.

You can now start using your Paypal account to make payments on sites that accept Paypal. No need worrying yourself about funding the Paypal account for now. When you use it to make payments, the credit or debit card linked to the Paypal account will be charged.

Have you been able to verify your Paypal account? Which bank card did you use? Please, let me hear from you via comments.

Please, tweet+1 and share this with friends.

Cheers!

Recommended: Fund PayPal Account in Nigeria With Access Bank Visa Card

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79 responses to “How To Use GTB Naira Mastercard To Verify Paypal Account in Nigeria”

  1. Mary Avatar
    Mary

    Thanks Jide. Will give it a try later today.

    1. Jide Oguns Avatar

      You're welcome. Try it and hope it works for you

    2. Empress Avatar
      Empress

      I tried this but it kept declining my card. I did followed all the procedures, I’m also using GTB master card, please what could be wrong?

  2. Anonymous Avatar
    Anonymous

    I verified mine too with GTB card but have you been able to send payment with it Jide?

    1. Jide Oguns Avatar

      I successful used it to load credit into my account at Addynamo.com

  3. GODWIN TOGAN Avatar

    I wish it can be used for withdrawal soon…

    1. Jide Oguns Avatar

      Yes, can't wait for that too

  4. Tolulope Matthew Matex Avatar

    Good one there boss!

    1. Jide Oguns Avatar

      Thanks Tolu

  5. mubarak aminu Avatar

    but jide what if some one donot have masterscsrd, because i want register but i donot have it.

    1. HallaNaija V-LOG Avatar

      Only master Card works for Nigerians. And if you want to get one, I suggest you use GTB. I've been enjoying them since the very first day I started using them even my DOM account I used for my adsese was opened for free. Try GTB! *smiles* Well done Jide Geekie!!

      1. Loba's Effiritin Empire Avatar
        Loba’s Effiritin Empire

        Actually Gt master cards is no longer working for PayPal,cause they kept declining my card. And there is actually limit to the amount of payment you can use monthly.

    2. Jide Oguns Avatar

      Open an account at GTBank to get a mastercard or open an account with Access bank to get a Visa card.

  6. Anonymous Avatar
    Anonymous

    Am havin little problem wit the verification, do I need to activate the card for online bankin first bcus its keep on tellin me dat my bank dnt allow d verify.. Am confuse

    1. Jide Oguns Avatar

      I guess so. Try activating it for internet transactions.

  7. Uju Avatar

    Nice one Jide. Thanks.
    Still waiting for my bank (gtb) to debit the $1.95 so I can get the code. Apart from that it's a really straightforward process.

    1. Jide Oguns Avatar

      I received the debit alert including the code within 30 minutes after clicking the "confirm debit card" link

  8. fidelis ozuawala Avatar

    Can we Withdraw Money from There?

    i ve heard Its Not available for the now

    1. Jide Oguns Avatar

      Not available for now. For now, you can only use it to make payments on sites that accept Paypal

  9. sommie Avatar
    sommie

    Hi jide, what do you mean by 'peer-to-peer transactions'?

    1. Jide Oguns Avatar

      user to user money transfer

  10. Odusanwo Kazeem Avatar

    jide thanks and God bless you i believe this tutorial will help nigeria to understand alot to open paypal easy and verify i will give it try and open my paypal account soon and verify with my Gtb mastercard thanks .

  11. Anonymous Avatar
    Anonymous

    Can I verify my Paypal account with GTB Dollar Master Card? What did you put as your Postal Code when registering?

    1. Jide Oguns Avatar

      You can try it. I used the postal code for my location. You can get your using the online NIPOST post code finder.

  12. Frabidel Abiodun Avatar

    Thanx egbon jide….@peepz,check my blog out- http://www.frabidel.com ,o really talenu!

  13. onyeisi chuks Avatar

    This was the message i received from paypal.The bank that issued your card didn't approve this transaction. Please contact the card issuer.s customer service department if you have any questions. Or you can add a different card now to continue. jide what will i do; thanks.

    1. Jide Oguns Avatar

      Are you sure you have enough funds on the card? Is the card a Mastercard or VISA? I hope it's not a Verve card

  14. SoftWorks Avatar

    HELLO JIDE. PAYPAL WAS UNABLE TO ACCEPT MY FIDELITY VISA CARD. I GOT A MESSAGE ' THE PAYPAL CREDIT CARD PROCESSING SYSTEM IS NOT AVAILABLE AT THIS TIME.PLS TRY AGAIN LATER'' WHY SHOULD IT BE?

    1. Jide Oguns Avatar

      Maybe server issues. You can try again later.

  15. Edemeko Endurance Avatar

    Thanks. This is good news. I will give it a trial.

  16. Anonymous Avatar
    Anonymous

    Am having same error as soft works using first bank MasterCard. Want to agree is server issue.

    1. chika odoh Avatar
      chika odoh

      The present day reality is that you can not send more than a 99$ using your naira debit card via PayPal .

      1. Ken Avatar
        Ken

        Ok. Have used PayPal recently for payment? Well thanks for the info, I will try again to use it.

  17. Anonymous Avatar
    Anonymous

    I have received an alert from my bank (GTB) for $1.95 charged on my card with the 4-digit code. When I login back to confirm the card, it says "We're sorry, but we're waiting for another member to finish linking this credit card to a PayPal account. Please try again in 5-7 days."

    1. Sulaimon salawu Avatar
      Sulaimon salawu

      Pls help me through I was unable to link my gtbank naira master card to Paypal

  18. Anonymous Avatar
    Anonymous

    just registered sire,waiting to be verified,never used a paypal before but i think this real cool…no more account suspension from foreign hosts..lol

  19. Anonymous Avatar
    Anonymous

    so if just for only payment ? paypal don't still believe in Nigerians o. so this is an avenue for us to spend our money but not an avenue to earn. no need

  20. samson ude Avatar

    : Is it possible to verify my Fidelity bank visa card via PayPal?

    Cos I tried to.. But d four pin is what I can't find

    ALERT:
    AC:**4862
    DESC: VISA PUR @ 00000001-PP*41
    DT: 20-06-14 13:44
    AMT: N320DR
    BL: N5,134.53CR
    CALL 01-4485252 FOR ENQUIRIES

  21. Anonymous Avatar
    Anonymous

    HOW WILL YOU ADD MONEY TO YOUR PAYPAL ACCOUNT FOR MAKING ONLINE PAYMENTS

  22. Anonymous Avatar
    Anonymous

    when I try to link my naira mastercard with paypal it will be writing ''the bank that issue this card did not approve this transaction…''I have contacted the bank but they seem not to know what's the issue.pls can you help me,maybe i'm missing something.(all my info are correctly supplied)

  23. Ovi Avatar
    Ovi

    Tanx Jide for ur writeup, well I also used a GTB mastercard to activate mine and after d transaction, hours later a debit alert was sent and d bal I had was like 300 naira short, I want to know if there were any bank charges taken from you when you did yours. Hoping for a reply soon

  24. chinedu Avatar

    how can receive money through the same paypal account?

  25. Anonymous Avatar
    Anonymous

    can i recieve payment in my verified 9ja paypal account?

  26. Anonymous Avatar
    Anonymous

    can first bank master card works?

  27. Anonymous Avatar
    Anonymous

    Please I opened my Paypal account today but unable to verify the account. I entered my GTB card details to get it verified but was denied. I was asked to contact my card issuer (i.e my bank). Please I want to ask if the hackers won't have access to my bank details by supplying my card information online. I am always afraid of this yet I want to be an online guru like you. My email is gracealabi@gmail.com

  28. Olagbaiye Theophilus Avatar

    Mr Jide they deducted about N334.75 from my account and it has been verified. Unfortunately tz been 4days and they haven't returned the money back!.. Any info?

    1. toby allen Avatar

      Mine took up to a week

    2. Jide Oguns Avatar

      You might have to wait for a week or two..

      1. Lawrence Avatar
        Lawrence

        How do i know what my billing address is on my monthly bank statement or is there any way i can know what my billing address is? Contact me through Lawrence5061@gmail.com

  29. Marx Oduogu Avatar

    Thanks bro
    is it only GTB Bank can one Verify It?

  30. Charlie Avatar

    Nice piece and thanks for sharing. I just opened my PayPal account now, but seems there's an update or changes compared to your tutorial above, because i was asked to enter my card details immediately I was registering and when I finished, I didn't get any verification email in my inbox, but when I logged into my PayPal account, I saw "Account Type: Premier | Status: Verified…"

  31. Anonymous Avatar
    Anonymous

    I have been debitted for the naira equivalent of $1.95 but there is no 4digit code but only shown as a POS transaction on my statement of account since about 2months ago,therefore I cant verify as to be able to do transactions for which I decided to open the Paypal account.Is the Card Statement where I am to get the 4digit code different from my account statement?If yes,how do I get the card statement,If no when will I get the 4digit code,very frustrating indeed. Kindly assist

  32. Anonymous Avatar
    Anonymous

    I used my Zenith Bank's master card. Thank

  33. Stanley Mbakpuo Avatar

    Thank you Jide. I just confirmed my PayPal account. I'm waiting for the code to be sent to me. Keep up the good work.

  34. Anonymous Avatar
    Anonymous

    very helpful…Thanks alot

  35. Abidemi Black Pride Tunde Avatar

    HELLO I'VE DONE EVERYTHING ABOUT PAYPAL AND I WANT TO PAY FOR TUITION FEES AND I WANT TO KNOW IF THEY ARE GOING TO CHARGE ME AT CENTRAL BANK RATES???

  36. Kenny Ade Avatar

    Hello sir, i have a GTB atm card, but its a debit card. Do they accept debit cards.

    1. Adam Avatar
      Adam

      Hello Mr. Jide! Is it true that one cannot use savings account debit master card for Paypal linkage? I use GTB.

  37. Unknown Avatar

    hello sir, paypal isn't accepting the postcode i got as it is only numbers. How do i proceed

  38. Admalician Avatar

    I have money in my account but it still says This card is not accepted. Please use a different card., what do i do?

  39. Unknown Avatar

    What exactly is the "billing address"? I tried both my house and email addy, no result

  40. Moses Onyesom Avatar

    Hi Jide, I tried sending money with my Paypal account linked to my Access Bank Debit Master Card but they keep telling that I can't send money using the card and that I should try again using another card. Please, what could be the problem? Are Nigerians not allowed to use paypal anymore?

  41. Akolade Nathaniel Avatar

    Pls, Mr. Jide, I tried to link my Gtbank atm card which is Mastercard to my PayPal account but is not responding and keep showing this: "Check your card details and try again."

  42. Joseph Akinrinola Avatar
    Joseph Akinrinola

    Hi i kept on getting this message when i try to link my gt bank card to PayPal”check your account detail and try later”. What next should I do?

    1. jidetheblogger Avatar

      Naira or dollar gtbank card?

  43. onyinye Avatar
    onyinye

    Hi i kept on getting this message when i try to link my gt bank card to PayPal” this card is not accepted. please use a different card

    1. raphael d'emedion Avatar
      raphael d’emedion

      same issue im facing

  44. Ebuka. Avatar
    Ebuka.

    I’m getting the same response of gtb card not accepted.
    Also, the paypal.com.ng is not even displaying or it stays blank after loading.

  45. Assumpta Avatar
    Assumpta

    I try using payoneer master card but is declining.

  46. Fabian Avatar
    Fabian

    Hi! I linked my GTBANK master card with my PayPal account while $1.95 was deducted twice without sending me the code for like two weeks now, why? Any help concerning this will be truly appreciated.

  47. Nino brown Avatar
    Nino brown

    Pls, how can I receive money from PayPal straight to my gtbank account ? I need answer ASAP thanks

  48. Gabriel Avatar
    Gabriel

    Hi jide, I’m stranded, right now I’ve been on, verification of my payoneer account, they request 4 basic things to verify my account;
    1. Bank account verification
    2.update address
    3. Social security card
    4. Government-issued photo ID
    I need assistance. Thank you

  49. Williams Avatar
    Williams

    Please I have an account with PayPal I receive funds but I can’t send nor withdrawn what do I do

  50. Freedom Avatar
    Freedom

    Can I apply it with my u.b.a master card…?

  51. Opeoluwa Avatar
    Opeoluwa

    I filled all the necesary spaces but cant still link my card its showing error

  52. Friday Solomon Avatar
    Friday Solomon

    I used gtb but is not linking

  53. Nezir Avatar
    Nezir

    Please help me am trying to link my GTB ATM card to PayPal and it showing error or I should try again later. Please help me how can I fix it. Thanks

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